Cookie Policy

1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently, provide information to site owners, and improve the user experience.

2. How We Use Cookies

We use cookies and similar technologies on our website for the following purposes:

• Essential cookies: These are necessary for the website to function properly. They enable core functionality such as security, form submissions, and accessibility.
• Analytics cookies: These help us understand how visitors interact with our website by collecting and reporting information anonymously.
• Preference cookies: These remember choices you make (such as your cookie consent preference) to provide a more personalised experience.

3. Cookies We Use

Cookie Name	Type	Purpose	Duration
XSRF-TOKEN	Essential	Protects against cross-site request forgery attacks	Session
laravel_session	Essential	Manages your session on the website	2 hours
cookie_consent	Preference	Stores your cookie consent preference	Persistent
_ga, _ga_*	Analytics	Google Analytics - tracks page views and visitor behaviour	2 years
_gid	Analytics	Google Analytics - distinguishes unique users	24 hours

4. Third-Party Cookies

Some cookies are set by third-party services that appear on our pages. We use the following third-party services which may set their own cookies:

• Google Analytics: We use Google Analytics to understand how visitors use our site. Google may use the data collected to contextualise and personalise ads in its own advertising network. Google's Privacy Policy
• Google Tag Manager: Used to manage tracking scripts on our website

5. Managing Cookies

When you first visit our website, you will be presented with a cookie consent banner allowing you to accept or reject non-essential cookies.

You can also control and delete cookies through your browser settings. Please note that disabling cookies may affect the functionality of this website. Here are links to manage cookies in popular browsers:

• Chrome: Settings > Privacy and Security > Cookies
• Safari: Preferences > Privacy > Manage Website Data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Edge: Settings > Cookies and Site Permissions

6. Changes to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices. Any changes will be posted on this page with an updated revision date.

7. Contact Us

If you have questions about our use of cookies, please contact us:

James Ross Risk Solutions
Email: james@jamesrossinsurance.co.uk
Phone: 07766 915 346

Last updated: August 2026