FCA Authorised · Reference: 1018080
Registered in England & Wales #06060646

Commercial Property Owners Insurance

Protection for your premises, loss of rent, and property owners’ liability.

Protecting What Your Business Is Built On

Commercial Property Owners Insurance is designed to protect landlords and property investors against the risks associated with owning and letting commercial premises. Whether you own a single property or a portfolio of buildings, the right insurance can help safeguard your investment and provide financial protection against unexpected events.

Cover can be arranged for a wide range of commercial properties, including offices, shops, industrial units, warehouses, mixed-use buildings, and commercial portfolios. A tailored policy can protect the building itself, loss of rental income, property owners' liability, and other risks that could impact your property or business interests.

Whether your property is occupied, partially occupied, or undergoing refurbishment, our experienced advisers can help arrange a bespoke solution that meets your specific requirements and provides peace of mind that your investment is protected.

Full Protection

Cover for buildings, landlord contents, loss of rent, and property owners’ liability.

Built Around Your Business

Every policy is built around your specific property type, location, and risk profile.

Business Continuity

Loss of Rent cover ensures income protection while you recover from an insured event.

What's Included

Buildings & Premises

Landlord Contents

Property Owners Liability

Loss of Rent

Fire, Flood & Storm

Theft & Vandalism

Accidental Damage

Terrorism

Why Insure Your Property With Us

Cover That Fits

Every policy is designed around your specific business, assets, and risks. No off-the-shelf solutions — just cover that fits.

Quick Claims Support

When something goes wrong, you need fast action. I handle claims personally and work to get you back on your feet as quickly as possible.

Competitive Premiums

Access to leading UK insurers means I can negotiate competitive rates without compromising on the quality of your cover.

Is This Right for Your Business?

Commercial Property Owners Insurance is essential for a wide range of businesses, including:

  • Commercial landlords
  • Property investors
  • Owners of office buildings and business parks
  • Retail property landlords
  • Industrial and warehouse property owners
  • Owners of leisure, hospitality, and entertainment venues
  • Pension funds and trusts holding commercial property assets
  • Developers retaining ownership of completed commercial properties
  • Property management companies

Frequently Asked Questions

No. Buildings should generally be insured for their full rebuild cost rather than their market value.
Yes. Many insurers can provide cover for property portfolios under a single policy.
You should inform your insurer, as unoccupied properties may be subject to different terms, conditions, or security requirements.

Protect Your Property Investment

Get in touch for a free, no-obligation commercial property owners insurance quote.