FCA Authorised · Reference: 1018080
Registered in England & Wales #06060646

Residential Property Owners Insurance

Protection for your premises, loss of rent, and property owners’ liability.

Protecting Your Property Investment

Residential Property Owners Insurance is designed to protect landlords and property investors against the risks associated with owning and letting residential properties. Whether you own a single buy-to-let property or a portfolio of rental homes, the right insurance can help safeguard your investment and rental income.

Cover can be tailored to a wide range of residential properties, including houses, flats, apartments, blocks of flats, and multi-property portfolios. Policies can provide protection for the building, loss of rent, property owners' liability, and a range of other risks that could affect your property or tenants.

Whether your property is occupied, partially occupied, or undergoing refurbishment, our experienced advisers can help arrange a bespoke solution that meets your specific requirements and provides peace of mind that your investment is protected.

Full Protection

Cover for buildings, landlord contents, loss of rent, and property owners’ liability.

Built Around Your Portfolio

Every policy is built around your specific property type, location, and risk profile.

Income Protection

Loss of Rent cover ensures income protection while you recover from an insured event.

What's Included

Buildings & Premises

Landlord Contents

Property Owners Liability

Loss of Rent

Fire, Flood & Storm

Theft & Vandalism

Accidental Damage

Terrorism

Why Insure Your Property With Us

Cover That Fits

Every policy is designed around your specific business, assets, and risks. No off-the-shelf solutions — just cover that fits.

Quick Claims Support

When something goes wrong, you need fast action. I handle claims personally and work to get you back on your feet as quickly as possible.

Competitive Premiums

Access to leading UK insurers means I can negotiate competitive rates without compromising on the quality of your cover.

Is This Right for You?

Residential Property Owners Insurance is essential for a wide range of landlords and investors, including:

  • Buy-to-let landlords
  • Residential property investors
  • Owners of flats and apartments
  • Owners of blocks of flats
  • HMO landlords
  • Portfolio landlords
  • Owners of student lettings
  • Owners of holiday lets
  • Property management companies

Frequently Asked Questions

No. Buildings should generally be insured for their full rebuild cost rather than their purchase price or market value.
Yes. Unoccupied properties may be subject to additional terms, conditions, or restrictions.
Yes. Many insurers offer portfolio policies for landlords with more than one property.

Protect Your Rental Investment

Get in touch for a free, no-obligation residential property owners insurance quote.