Disclaimer

1. Website Information

The information contained on this website is for general information purposes only. While we strive to keep the information up to date and accurate, James Ross Risk Solutions makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

2. Not Financial Advice

The content on this website does not constitute financial advice, insurance advice, or any other form of professional advice. The information provided is intended to give a general overview of the insurance products and services we offer. Every business has unique needs and circumstances.

Before making any decisions regarding your insurance, we recommend you contact us directly to discuss your specific requirements. We will provide personalised advice based on a thorough assessment of your needs.

3. Insurance Products

All insurance products and services described on this website are subject to their individual terms, conditions, and exclusions. Coverage, limits, and premiums will vary depending on your individual circumstances and the insurer providing the cover.

Policy documents and schedules will always take precedence over any information presented on this website.

4. External Links

This website may contain links to external websites that are not provided or maintained by, or in any way affiliated with, James Ross Risk Solutions. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

5. Limitation of Liability

To the fullest extent permitted by law, James Ross Risk Solutions excludes all liability for any loss or damage arising out of, or in connection with, the use of this website. This includes, without limitation:

• Any direct, indirect, or consequential loss
• Any loss of profit, revenue, business, or anticipated savings
• Any loss of data or goodwill
• Any loss arising from the use of, or inability to use, this website

6. Regulatory Information

James Ross Risk Solutions is a trading style of James Ross I.S. Limited. We are authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number 1018080. Our permitted business is advising on and arranging general insurance contracts.

7. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and images, is the property of James Ross I.S. Limited and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, or republish any content from this website without our prior written consent.

8. Governing Law

This disclaimer and your use of this website are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Last updated: August 2026