Motor Trade Insurance
Flexible cover for businesses buying, selling, servicing, or repairing vehicles — or road risks in isolation.
Protecting What Your Business Is Built On
Motor Trade Insurance is designed for businesses involved in the buying, selling, servicing, or repairing of vehicles. It provides flexible cover tailored to the day-to-day risks faced by motor traders, whether operating from a premises or on a mobile basis.
The policy typically includes road risk cover for driving customer or stock vehicles, along with options to protect tools, equipment, premises, and public liability.
It can be tailored to suit part-time or full-time traders, helping to ensure your business is protected while vehicles are on the road, on-site, or in your care.
Full Protection
Cover for premises, tools, equipment, and stock alongside road risk under one policy.
Road Risks
Every policy is built around your specific business needs and risk profile, including road risks in isolation.
Business Continuity
Business interruption cover ensures income protection while you recover from an insured event.
What's Included
I can build your motor trade policy to include the following areas of cover.
Buildings & Premises
Stock & Inventory
Road Risks
Business Interruption
Fire, Flood & Storm
Theft & Vandalism
Accidental Damage
Glass & Signage
Why Insure Your Motor Trade With Us
Cover That Fits
Every policy is designed around your specific business, assets, and risks. No off-the-shelf solutions — just cover that fits.
Quick Claims Support
When something goes wrong, you need fast action. I handle claims personally and work to get you back on your feet as quickly as possible.
Competitive Premiums
Access to leading UK insurers means I can negotiate competitive rates without compromising on the quality of your cover.
Is Motor Trade Insurance Right for You?
Motor Trade Insurance is essential for anyone who works with vehicles as part of their business, including:
- Car and van dealers
- MOT stations and garages
- Vehicle repairers and body shops
- Mobile mechanics and valeters
- Tyre and exhaust fitters
- Vehicle recovery operators
- Part-time and hobby traders
- Car sales forecourts
- Servicing and diagnostics specialists
Frequently Asked Questions
Explore Our Other Services
Motor Fleet Insurance
Comprehensive cover for businesses that operate multiple vehicles under a single policy.
Commercial Combined Insurance
Multiple business covers brought together under one convenient, cost-effective policy.
Commercial Liability Insurance
Protection against third-party claims, legal costs, and compensation.
Protect Your Motor Trade Business
Get in touch for a free, no-obligation motor trade insurance quote.