FCA Authorised · Reference: 1018080
Registered in England & Wales #06060646

Professional Indemnity Insurance

Protection against claims of negligence, errors, omissions, or misleading advice that cause financial loss.

Protecting Your Business Against Claims

Professional Indemnity Insurance (PII) protects businesses and individuals who provide professional advice, services, or expertise against claims that their work has caused a client to suffer a financial loss. Whether a claim arises from an error, omission, negligent advice, breach of professional duty, or an unintentional mistake, Professional Indemnity Insurance can provide vital financial protection and support.

Even the most experienced professionals can face allegations that a service was delivered incorrectly, a deadline was missed, or advice resulted in a client incurring costs. Defending such claims can be expensive, regardless of whether the allegation is ultimately proven. PII helps cover legal defence costs, settlements, and compensation payments, protecting both your business finances and professional reputation.

Professional risks vary between industries and professions. Policies can be tailored to reflect the services you provide, your turnover, contractual requirements, and the level of protection your business needs. Whether you are a sole trader, contractor, consultant, or established business, we can help arrange Professional Indemnity Insurance designed to meet your specific requirements.

Legal Defence

Full cover for legal fees, solicitor costs, and court expenses when defending professional claims.

Settlements & Awards

Protection against settlements and compensation payments arising from professional claims.

Contract Compliance

Meet contractual and regulatory requirements that mandate specific levels of professional indemnity cover.

Types of Professional Indemnity Cover

I arrange professional indemnity and related covers to suit your profession.

Professional Indemnity

Public Liability

Employers' Liability

Product Liability

Directors & Officers

Office

Legal Expenses

Cyber

Why Arrange Your PII With Us

Cover That Fits

Every policy is designed around your specific business, assets, and risks. No off-the-shelf solutions — just cover that fits.

Quick Claims Support

When something goes wrong, you need fast action. I handle claims personally and work to get you back on your feet as quickly as possible.

Competitive Premiums

Access to leading UK insurers means I can negotiate competitive rates without compromising on the quality of your cover.

Is Professional Indemnity Insurance Right for You?

Professional Indemnity insurance is essential for virtually every business that gives advice or provides a professional service, including:

  • Consultants
  • IT professionals and software developers
  • Architects and engineers
  • Surveyors
  • Designers
  • Accountants and bookkeepers
  • Solicitors and legal advisers
  • Marketing and media agencies
  • Financial advisers

Frequently Asked Questions

It is not usually a legal requirement, but some professions, regulators, and client contracts may require it.
The appropriate limit depends on your profession, contractual obligations, and potential exposure to claims.
Yes. Claims can arise months or even years after professional services have been provided.

Protect Your Professional Reputation

Get in touch for a free, no-obligation professional indemnity insurance quote.